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Schumer hikes awareness of loan forgiveness programs

September 12, 2013

They may not know it, but more than 17,000 Chautauqua County public service employees may be eligible for student loan forgiveness. In a Wednesday conference call, U.S. Sen....

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Sep-13-13 4:33 PM


It's not just economic conditions, just look at some of the degree programs that are pushed now.

Sorry but women's studies, art or music appreciation degrees aren't likely to result in a management position in most companies.

Sure there are small niches for people in those fields, mostly teaching that very subject, but how many thousand, or tens of thousands, of people graduate in those fields each year?

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Sep-13-13 2:27 PM

Regarding Marica's and Darkstar's observations on the inflation rate @ public colleges; there was a time when the government actually viewed a highly subsidized college education program as a cash cow. During the economic expansion of the 1950's & 60's it made perfect sense to practically give away a public college education. The reason for that was that practically anyone with 4 year degree would command a "5 figure salary" in short order. Understand that at the time $10K put them in the high tax bracket. I clearly recall somebody from Albany saying that within ten years the state got everything it invested back in income taxes and what was collected for the remainder of the career was pure gravy for the state's tax coffers! Unfortunately economic conditions have severely degraded over the past 30 years and with that the government's R.O.I on a subsidized college education has diminished hugely.

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Sep-13-13 8:40 AM


Are there any "social" type spending programs you disagree with?

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Sep-13-13 8:39 AM


And as long as everyone is thinking like that and constantly looking for handouts from Albany they will never change the policy.

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Sep-13-13 8:16 AM

Darkstar, agree completely. So UNTIL THEY CHANGE THE POLICY IN ALBANY we need to keep accepting the money for upgrades. Otherwise someone else will get it and we will be left behind.

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Sep-13-13 8:09 AM

I think this program is great!

They always had a program where you could do some service work and your loan would be forgiven. I think back in my day it was if you joined the Peace Corps or taught at an inner city school. They are working off their loans..NOT free loading.

I bet at a cheaper rate than if we had to pay for the service they will provide.

Why are so many resentful of trying to help the younger generation get ahead?

They are OUR future.

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Sep-12-13 5:25 PM

Why is this program necessary in this region, or in most of the U.S. for that matter? The job situation is such that people line up for blocks to get those "entry level" public service jobs, especially public school teacher and cop jobs. Why is any incentive needed when there's a bottomless pit of willing & qualified recruits immediately available? What about the grads that enter the private sector with the same education debt and at the same pay scale? Those people will never see the job security or benefits that the public sector worker gets! Are they second class citizens?

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Sep-12-13 3:44 PM

Oh I wanted to point out something interesting that Marcia herself posted.

According to her numbers the cost of education at public colleges is increasing at twice the rate that it is at private colleges.

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Sep-12-13 3:42 PM


See that's a huge part of the problem, it's the mindset the tax and spenders have created "well if their giving it away we better take it or someone else will."

If we are going to ever get control our spending, in this State and in the country as a whole, before we become Greece, but without anyone to bail us out, we need to eliminate that attitude.

"Free Money" isn't free, it's taken from taxpayers under threat of law and we as citizens should demand that spending be cut across the board.

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Sep-12-13 2:49 PM

Darkstar, I agree with you in principal about excessive spending, however, the facilities at FSU are used quite a bit by the community (steelers hockey, hammerhead swimming, multiple youth camps). When someone moving to northern Chautauqua county looks for a place to live the definitely take that into account. I believe it's an asset. If we don't use it I'm sure Albany will find a place for it down state. If they refuse to change that spend, spend, spend policy, I say keep accepting what they offer.

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Sep-12-13 1:47 PM

And, the students pay, those that can. How can young people live within their means when they can't afford to go to college because it is WAY beyond their means? Then we pay for them to be on food stamps because they can't afford the cost of going to college so they get a minimum wage job that barely pays the rent. I don't know what the answer is but dang, it is a very sick, vicious circle for the youth of today.Instead of bit... and complaining by everyone - do you have an alternative? How much did your schooling cost? Or did you even go to school?

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Sep-12-13 12:13 PM


We see the result of public funding schools right here in Fredonia.

When was the last time Fredonia State didn't have a multi million dollar expansion ongoing?

How many fieldhouses have we taxpayers been forced to pay for when others fieldhouses at the campus sit unused?

How much did we pay for the stadium so they could have what, maybe 6 games a year there?

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Sep-12-13 11:31 AM

Uhh Marcia.. who cares? That's irrelevant. It's still a signal to youth that you can get in over your head in debt and it will be forgiven. Who pays? Is it Obama money? Gotsta get me summa dat Obama money. No.. it's hard-working taxpayers are going to foot the bill for irresponsibility.

Same with mortgage interest deduction.. why? Why should you get a deduction for getting a loan you can't handle? When you buy a home, factor in the cost of interest and then see what you can afford. If it means you can't get the 250K McMansion then so be it.

How about a lesson in LIVING WITHIN YOUR MEANS?? Do they teach that at Liberal U. down the road? Or are they still preaching gay rights and Obama-worshipping?

Neo-hippie liberal good-for-nothing wastes of life.

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Sep-12-13 10:42 AM

Marcia, by disagreeing with my comment you prove once again that you are against personal responsibility. You certainly live in the right state for that!!!!!

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Sep-12-13 10:39 AM

According to the Christian Science monitor the price of college at community colleges has increased 25% higher than inflation for the last five years. At public 4 year colleges it is 27% over inflation, 13% over inflation at private schools. The state legislatures have failed to support public colleges, and this has put the onus on the students. We older people paid much less when we went to school. This is also a way t get people to go into public service. We need the police, firefighters, etc.

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Sep-12-13 10:25 AM

Great posts by all so far. Why to we keep rewarding those who spend beyond their means by forgiving their debts. Who is going to pay the bills if those that incur them don't pay. You've got it, the TAXPAYER.

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Sep-12-13 10:07 AM

Another example of not taking care of your responsibilities. Who will pay the Universities back if the students don't pay them back???? I'll give you one guess......God Bless the American Way!! (translation) Not my problem, let someone else pay for it

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Sep-12-13 8:45 AM

I can see it now. people flocking to get these kind of jobs to legally get rid of their loans. Sounds like another housing bubble. but thats what liberals do, create a dependency group of people. It worked well in the cities. They now have young people too ! the young voted for Obama and find their income shrinking and now a way out of debt. Liberals for life. You can bet they wil blame those greedy private enterprise people. this is how liberals work folks. the so called greedy private sector will pay. Any wonder why businesses relocate to less liberal states ? You got to minimize your losses. This will elevated the govt people to unheard of positions and power. you did not build that !

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Sep-12-13 8:32 AM

Where's my mortgage forgiveness program? How about I pay for my house for 10 years and you forgive the remainder? You wonder why today's children feel so entitled? I don't. It's because they aren't held to contracts anymore, they're told they are the center of the universe. They're told if you aren't smart about taking on debt - that's OK - we'll just write it off.. ON OUR F*&^ING DIMES. GD losers.

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Sep-12-13 7:33 AM

Well they keep reelecting him so I suspect he knows exactly how dumb NY voters are.

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Sep-12-13 5:14 AM

What has Schumer done officially about this besides write a letter to get a press release? Chances are nothing. He is never held accountable for anything he gets big press for and that includes NRG. Nothing from Mr. Schumer is on the official record. This is just more self serving publicity. How dumb does this man think everybody is? Maybe he is right about how dumb we are. Who will hold Schumer accountable?

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