ADVERSITY. Injuries are a big part of every NFL season. How well the banged up Buffalo Bills fare Sunday in Baltimore will tell us a lot about their character.

The Bills have one of the deepest rosters in the league and should have enough firepower and stout defense to make things miserable for the underdog Ravens.

Frittering away scoring chances in the waning seconds of each half is a sure-fire way to lose, and that’s just what happened in Miami. Let’s hope lessons were learned in that sweltering Florida heat and the Bills will make the necessary adjustments to get back on track.

FREDDIE sees it this way:

Bills 31, RAVENS 28

HOME teams are capitalized. Teams picked to win the game are listed first, followed by the expected margin of victory. The official Las Vegas odds are in parentheses.

COLLEGES

Saturday

OLE MISS +3 over Kentucky (+6.5)

Michigan +7 over IOWA (+10.5)

Oklahoma +8 over TCU (+6)

MINNESOTA +13 over Purdue (+10.5)

OHIO STATE +35 over Rutgers (+41)

PENN ST. +9 over Northwestern (+25.5)

Alabama +10 over ARKANSAS (+15.5)

Georgia +35 over MISSOURI (+27.5)

PITT +11 over Georgia Tech (+20.5)

USC +21 over Arizona State (+24)

WEEK: 8-2 (.800). Vs. line 5-5 (.500).

YEAR: 22-8 (.733). Vs. line 11-19 (.367).

PROS

Thursday

CINCINNATI +7 over Miami (+3)

Sunday in London

Minnesota +3 over New Orleans (+2.5)

Sunday

Buffalo +3 over BALTIMORE (+3.5)

ATLANTA +5 over Cleveland (-2.5)

DALLAS +6 over Washington (+3)

INDIANAPOLIS +7 over Tennessee (+3)

DETROIT +5 over Seattle (+6.5)

NY GIANTS +6 over Chicago (+3)

PHILADELPHIA +3 over Jax (+6.5)

PITTSBURGH +10 over NY Jets (+3.5)

LA Chargers +9 over HOUSTON (+6.5)

Arizona +3 over CAROLINA (-1)

LAS VEGAS +7 over Denver (+2)

GREEN BAY +14 over New Eng. (+10.5)

Kansas City +7 over TAMPA BAY (+3)

Monday

LA Rams +6 over SAN FRANCISCO (+2.5)

WEEK: 9-7 (.563). Vs. line 8-8 (.500).

YEAR: 25-23 (.521). Vs. line 26-22 (.542).